Financing and lending companies that legally operate online and cater to Filipinos are required to be registered under DTI and the SEC. They usually have a physical office set up within the Philippines and can be easily tracked if untoward circumstances arise. Explore here https://advanceloans.ph/list-o....f-illegal-online-len list of illegal lending apps philippines
Unregistered online lending operators can charge high interest rates as well as be rude to their debtors through abusive and even slanderous language when collecting loan amounts. So be careful